- posts 136% growth in profit
- shareholders get 57.89% returns on current share price of GHS 0.30p
The Ahafo Ano Premier Community Bank PLC at Mankranso-Wioso in the Ashanti Region has recorded an impressive operational performance in all financial indicators for the 2025 year under review.
Profit & Dividend
The Bank has recorded a net profit before tax of approximately GH₵ 20.2 million as against GH₵8.58 million in the previous year, representing an impressive growth of about 135%%.
Based on this exceptional performance, the Board of Directors has proposed a total dividend of GH₵3.57 Million, representing 25% of the profit after tax for the year ended December 31, 2025, which translates to a dividend per share of GH₵0.19p in total.
This dividend is proposed to be distributed as a cash dividend of GH¢573,777, equivalent to GH¢ 0.03 per share, and a bonus dividend of GH¢ 3,000,000.00, equivalent to GH¢ 0.16 per share, giving a total return on investment of about 57.89% on the Bank’s current share price of GH₵ 0.30p.
At the time of going to press, the Bank was still awaiting a response to the written request for no objection sent to the Bank of Ghana to commence disbursement. Once approved, the Bank shall pay its second dividend in history.
The shareholders have been assured that this payment of dividend will not be a nine-day wonder as the Board continues to assure shareholders of sustainable operational performance in the coming years.
Deposit
The Bank recorded an increase of about 43% in deposits from GH₵227.5 million in 2024 to a little over GH₵326.2 million in 2025. This increase resulted from improved service delivery and marketing in the catchment areas of the Bank, which resulted in the confidence customers have developed in the Bank.
The Chairman of the Board of Directors, Humphrey Nii Narku Omaboe Esq. announced these and more at the Bank’s 31st Annual General Meeting of shareholders held recently at the St. Peter’s Catholic Church at Wioso in Ashanti.
Operating Environment
According to him, Ghana’s economic performance remained resilient in 2025, and growth moderated slightly compared to the strong outturn recorded in 2024.
Data from the Ghana Statistical Service indicates that real Gross Domestic Product (GDP) growth eased to 5.80% in 2025, replicating the lasting effects of tight global financial conditions and heightened geopolitical tensions, particularly risks associated with ongoing Middle East conflicts, which disrupted the global supply chains and the financial ecosystem.
Consequently, key economic indicators showed signs of gradual improvement, albeit at a measured pace, as stabilization policies began to yield results.
Inflation declined further, from 22.88% in December 2024 to approximately 18.50% in December 2025, supported by relative exchange-rate stability, tight monetary policy, and easing supply-side pressures.
Similarly, short-term interest rates trended downward during the year. The 91-day Treasury bill rate decreased from 26.20% in December 2024 to about 11.09% in December 2025, while the 182-day Treasury bill rate declined from 25.09% to 12.52% over the same period.
The average lending rate closed at 20.45% in 2025, 9.80% lower than the Average lending rate in 2024.
In spite of the challenging macroeconomic environment coupled with the high inflationary rate that pertained during the reviewed year, the bank managed to pull yet another impressive operational performance in all key financial indicators as indicated in the table.
Corporate Social Responsibility
The Bank continues to provide support to various state institutions and stakeholders within its catchment areas. Some projects supported within the bank’s catchment areas during the year under review included those of the Traditional Councils, Ghana Education Service (GES), the Ghana Police Service, some government health facilities and support for Farmers’ Day Celebration, which amounted to about GH₵ 382,212.
The Board Chairman stressed that the bank is socially responsible and would continue to support projects and engage in environmentally friendly activities in the years ahead.
Interview with the CEO
The Chief Executive Officer of the Bank, Ernest Dankwah, in an exclusive interview with the Business & Financial Times, mentioned that the bank had outlined new development strategies aimed at boosting profitability. He explained that management intended to diversify income streams, strengthen credit risk management, and expand lending to productive sectors to maximize returns.
Mr. Dankwah further stated that the bank was committed to increasing its stated capital. He noted that this would be achieved through retained earnings, shareholder support, and prudent financial management, which would enhance the institution’s resilience and capacity to meet regulatory requirements.
He also mentioned that deposit mobilisation remained a key priority. According to him, the bank planned to intensify customer outreach, introduce innovative savings products, and leverage digital platforms to attract more deposits from individuals, businesses, and community groups.
Finally, Mr. Dankwah emphasized that operational efficiency would be improved. He reported that the bank would invest in modern technology, streamline internal processes, and strengthen staff training, all aimed at reducing costs and delivering faster, more reliable services to customers.
Post Views: 1
Discover more from The Business & Financial Times
Subscribe to get the latest posts sent to your email.
