When Africa’s most influential fintech minds gathered at the Destiny Arena in Accra from May 6 to 8, 2026, MobileMoney Fintech LTD (MMFL) was not merely in the room, it was leading the conversation.
Under the theme “The Next Frontier: Shaping Africa’s Integrated FinTech Future,” the second edition of the 3i Africa Summit convened central bank governors, regulators, investors, and innovators from across the continent.
Hosted by the Bank of Ghana in partnership with GhIPSS and the Monetary Authority of Singapore’s Global Finance and Technology Network, the summit drew over two thousand delegates, and MMFL’s fingerprints were visible throughout.
On the summit’s opening day, MMFL CEO Shaibu Haruna took to the main stage to deliver a keynote that resonated well beyond the auditorium. Speaking on “Strengthening Consumer Protection in High Velocity Credit and Banking Markets,”
Mr. Haruna issued a clear-eyed challenge to Africa’s booming digital lending sector: grow fast, but grow responsibly. “Without protection, there is no inclusion and inclusion without protection becomes a trap,” he told delegates, in what quickly became the summit’s defining line.
Tracing digital lending’s decade-long journey from a bold, untested idea to a pillar of Ghana’s financial inclusion story, Haruna called for smarter regulation, algorithmic fairness, radical transparency in credit terms, and shared accountability across providers, regulators, and consumers alike.
Sharing the opening day stage was Ralph Mupita, Group CEO of MTN, who addressed the summit on “The Future of Digital Finance in Emerging Markets.” Mr. Mupita made the case that Africa is no longer catching up to the world in financial innovation, it is actively setting the pace.
Pointing to the continent’s rapid progress in mobile money and digital financial services, he declared that the next phase would be defined by app-based systems, digital credit, embedded finance, and blockchain-enabled services. “Africa is poised to lead in the global digital finance evolution,” he said.
Together, the two addresses painted a unified picture of where MTN and MMFL stand: at the vanguard of a revolution that is distinctly, and proudly, African.
MMFL’s presence extended well beyond the keynotes. Ms. Sylvia Otuo Acheampong, Chief Products and Services Officer, and Angela Mensah-Poku, Chief Enterprise Officer, of MTN Ghana brought executive depth to the summit’s panel programme, moderating sessions across all three days of the event, amplifying MMFL’s voice in conversations spanning open banking, tokenisation, artificial intelligence, and digital public infrastructure.
Together, MMFL’s participation at the 2026 3i Africa Summit reflected something bigger than a corporate appearance. It was a statement of intent, that responsible innovation, consumer trust, and inclusive growth are not trade-offs, but the very foundation on which Africa’s integrated financial future must be built.
The 3i Africa Summit runs annually, anchored in Innovation, Investment, and Impact.
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