GCB Bank PLC and the GCB Group delivered a strong statement at its 32nd Annual General Meeting (AGM), posting a record and industry-leading performance for the 2025 financial year. The ban reported profit before tax of GH¢3.2 billion for 2025.
It also draws a firmer line under its evolving story: scale, stronger execution, improving quality, and a growing determination to convert market leadership into lasting shareholder value.
A statement issued in Accra by the Bank said the AGM saw shareholders receiving and adopting the Bank’s 2025 audited financial statements, approve a final dividend of GH¢1.00 per share, and pass all other resolutions placed before them.
GCB Bank PLC and the GCB Group reported record performance across all key metrics, making it the talk of the AGM and underscoring its leadership in Ghana’s banking sector.
It said the group closed 2025 with a Profit Before Tax (PBT) of GH¢3.2 billion, up 67.4 per cent year-on-year, and operating income increased 40.9 per cent year-on-year to GH¢6.3 billion.
The statement said total assets increased 23 per cent to GH¢52.6 billion, customer deposits grew 19.7 per cent to GH¢41.3 billion, and the loan book expanded 56.8 per cent to GH¢16.39 billion.
It said asset quality also improved, with the non-performing loan ratio declining to 10.3 percent, while capital and liquidity stayed strong.
Prof. Joshua Alabi, Board Chairman said the results reflect a year of deliberate work to reposition the Bank for the future.
He reiterated the Board’s resolve to unlock value for shareholders and the economy at large through a strong vision and disciplined execution.
The Board declared a final dividend of GH¢1.00 per share for the financial year ended December 31 2025 which shareholders approved.
For shareholders, the dividend announcement carried added significance. Last year’s proposed payout did not receive regulatory approval, making this year’s clearance a notable development.
Prof. Alabi acknowledged last year’s disappointment for shareholders when regulatory approval was not granted, but said sustained engagement with the Bank of Ghana had produced the positive outcome.
He commended the regulator for their collaboration and support.
The AGM also highlighted the first full year of execution under GCB’s medium-term strategy, where the Bank set out to reshape its business around three clear priorities: customer centricity, digital transformation, and people and culture.
The Board Chairman said the strategy was designed to position GCB as a future-ready Bank and the preferred partner for businesses and households alike.
Thus, he framed the 2025 performance as evidence that the institution remains in “safe hands” and reiterated the Bank’s ambition to become the “undisputed leader” in the sector.
“Sustainability also featured strongly in the strategy and is treated as a strategic enabler and integrated into the business strategy to become a core part of how the Bank grows and manages risk,” he added.
In 2025, the Bank invested GH¢10.1 million in corporate social responsibility initiatives across education, health, community development, environmental sustainability, economic empowerment, sports, and youth development.
He said education and community development accounted for more than three-quarters of that spending.
The Bank also highlighted progress on Sheagles Soar, its flagship female leadership development initiative, as part of the broader people agenda.
Shareholders re-elected Prof. Alabi, Dr. Alhaji Yahaya Abdul Rahman, and Ms. Pamela Seyram Addo as Directors, ratified the appointment of Mr. Abdulsalam Alhassan as Executive Director in charge of Wholesale and Investment Banking (WIB), approved directors’ remuneration-related resolutions, and authorized the Board to fix the remuneration of external auditors for 2026.
He said beyond the resolutions, the broader takeaway from the AGM was a shift in the narrative on GCB from just a large indigenous bank to an increasingly modern, and deliberate franchise.
He said it focus was on disciplined growth, stronger customer experience, digital capability, resilient earnings, and sustainable value creation for shareholders and the broader economy.
The rising shareholder returns, stronger balance sheet, and renewed dividend capacity all communicate a clear message, a strong and resilient Ghanaian Brand poised for dominance.
Prof. Alabi said the Board and Management were working together to build “a Bank that every Ghanaian can be proud of.”
Source: GNA
