CEO of the bank


By Juliet Aguiar DUGBARTEY, Apowa

Ahantaman Community Bank has delivered an exceptional financial performance in the year under review, posting significant growth across all key indicators.

The bank’s total income rose by 54.16 percent from GH¢105,797,285 in 2024 to GH¢163,095,702 in 2025.

Profit Before Tax increased from GH¢20,500,631 in 2024 to GH¢39,337,839 in 2025, representing a growth of 91 percent.

Profit After Tax also rose from GH¢14,024,102 to GH¢26,651,839, reflecting a 90.04 percent growth.

Deposits climbed from GH¢367,253,780 in 2024 to GH¢522,553,765 2025 marking a 42 percent increase.

Total assets he said also grew from GH¢430,559,105 to GH¢625,311,473, indicating an increase of 45.23 percent.

The board recommended dividends of GH¢0.13 per share, amounting to GH¢6.6 million, the equivalent 24.28% profit after tax.

Board Chairman of the bank

Rt. Rev. Daniel De-Graft Brace, the Board Chairman of the bank disclosed these at the bank’s 38th Annual General Meeting (AGM) held at Apowa in the Ahanta West Municipality of the Western Region. The event also marked the farewell of the bank’s Chief Executive Officer (CEO), Mr. Benjamin Afful-Eshun.

According to him, the strong performance reflects prudent management, strategic leadership and the bank’s commitment to delivering value to shareholders.

On corporate social responsibility, he said the bank invested GH¢905,941 in key community initiatives, including the renovation of the assembly hall of Baidoo Bonsoe Senior High Technical School.

“The bank’s performance earned it several accolades, including Rural Bank of the Year at the 2025 Ghana Business Standards Awards, Achievement in Enterprise Award at the Osagyefo Dr. Kwame Nkrumah Africa Leadership Awards, and Best Rural and Community Bank in Customer Relations by the Financial Inclusion Advocacy Centre”, he added.

Also, he said Mr. Afful-Eshun was also recognised with multiple honours, including Most Outstanding CEO in Rural Banking (2025) and Exemplary Leadership in Rural Banking at the Ghana Accountancy and Finance Awards.

Curtis William Bretuo, Acting Managing Director of ARB Apex Bank, commended the bank for its strong financial performance and sustained investment in community development.

“As the CEO brings his career to a close on an exceptionally high note, many of the milestones we celebrate today were achieved under his leadership. He is taking his bow while the applause is still loud,” he said.

Touching on sector developments, Mr. Bretuo noted that the Bank of Ghana is implementing reforms within the rural and community banking sector to strengthen resilience, efficiency and long-term sustainability.

He assured that ARB Apex Bank will continue to support institutions to ensure a smooth transition.

Solomon Amankwah, Executive Director of the Association of Community Banks, attributed the bank’s success to disciplined operations, sound corporate governance and effective risk management.

“The achievements go beyond the numbers. They reflect discipline, strong governance structures and prudent risk management,” he said.

Joseph Nelson, Western Regional Minister also commended the bank for its contribution to local economic development, while Chairman of the Western and Western North Regions Chapter of the Association of Rural Banks, Joseph Baffour-Tabi, praised its impressive growth trajectory.


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